Pakistan Crypto Regulation Tracker
Real-time tracking of cryptocurrency regulations, policies, and legal status in Pakistan
SECP — Crypto Exchange Licensing
Securities and Exchange Commission of Pakistan
SECP has granted licenses to multiple crypto exchanges as "Technology Service Providers". Registration and AML compliance required.
SECP — Digital Assets Guidelines
Securities and Exchange Commission of Pakistan
Digital assets recognized as securities. Trading allowed only through SECP-licensed platforms. ICOs require prior approval.
SBP — 2018 Crypto Ban
State Bank of Pakistan
SBP prohibited banks from facilitating crypto transactions. Individual holding/trading not directly banned but banking channels restricted.
SBP — Digital Rupee (CBDC)
State Bank of Pakistan
SBP developing "Digital Rupee" CBDC. Pilot launched in 2024. Not a crypto but a government-backed digital currency.
FBR — Crypto Taxation
Federal Board of Revenue
Capital gains from crypto taxed at 15% (held <1 year) or 12.5% (held >1 year) under 2024 Finance Act. Filers get lower rates.
FBR — Crypto Asset Declaration
Federal Board of Revenue
Crypto assets must be declared in annual wealth statements. Non-disclosure can result in 100% penalty on undisclosed assets.
Lahore High Court — 2020 Ruling
Lahore High Court
LHC ruled crypto trading is NOT illegal in Pakistan. Directed government to regulate rather than ban. Landmark legal victory.
SBP 2022 — Fintech Regulation
State Bank of Pakistan
SBP clarified that crypto remains restricted for banking. Fintechs cannot offer crypto services through banking channels without approval.
Key Events Timeline
⚠️ Disclaimer
This information is for awareness only. Consult a qualified legal professional for advice. Regulations may change.